[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rinkl.cz\/meny-smeny-zmeny\/#Article","mainEntityOfPage":"https:\/\/www.rinkl.cz\/meny-smeny-zmeny\/","headline":"M\u011bny, sm\u011bny, zm\u011bny","name":"M\u011bny, sm\u011bny, zm\u011bny","description":"Pot\u0159ebujete-li na dovolenou v zahrani\u010d\u00ed nebo zahrani\u010dn\u00ed cestu pen\u00edze v hotovosti, je pot\u0159eba se obr\u00e1tit na sm\u011bn\u00e1rnu, kter\u00e1 V\u00e1m Va\u0161e pen\u00edze sm\u011bn\u00ed v sou\u010dasn\u00e9m kurzu. … ","datePublished":"2025-03-17","dateModified":"2025-03-17","author":{"@type":"Person","@id":"https:\/\/www.rinkl.cz\/author\/#Person","name":"","url":"https:\/\/www.rinkl.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ccdd701717dc93db07d73e0c11dbbb8b91524cccc3bfbd3baea83667a3ebf5d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rinkl.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rinkl.cz\/wp-content\/uploads\/img_a318509_w1791_t1529353670.jpg","url":"https:\/\/www.rinkl.cz\/wp-content\/uploads\/img_a318509_w1791_t1529353670.jpg","height":0,"width":0},"url":"https:\/\/www.rinkl.cz\/meny-smeny-zmeny\/","wordCount":532,"articleBody":"Pot\u0159ebujete-li na dovolenou v zahrani\u010d\u00ed nebo zahrani\u010dn\u00ed cestu pen\u00edze v hotovosti, je pot\u0159eba se obr\u00e1tit na sm\u011bn\u00e1rnu, kter\u00e1 V\u00e1m Va\u0161e pen\u00edze sm\u011bn\u00ed v sou\u010dasn\u00e9m kurzu. Jak zjistit, jak\u00fd kurz se V\u00e1s pr\u00e1v\u011b t\u00fdk\u00e1?Kurzy bank Vypsan\u00e9 je najdete na l\u00edstku konkr\u00e9tn\u00ed banky \u010di sm\u011bn\u00e1rny na internetu. U tabulky je uvedeno, ke kter\u00e9mu datu se \u00fadaje vztahuj\u00ed. Dal\u0161\u00edmi polo\u017ekami jsou k\u00f3dy, n\u00e1zvy m\u011bn a tak\u00e9 kolonky devizy a valuty. Co je co? Devizy se t\u00fdkaj\u00ed bezhotovostn\u00edch sm\u011bn, v jejich r\u00e1mci m\u016f\u017ee prob\u00edhat n\u00e1kup (= banka\/sm\u011bn\u00e1rna od V\u00e1s ciz\u00ed m\u011bnu kupuje) i prodej (= banka V\u00e1m ciz\u00ed m\u011bnu prod\u00e1v\u00e1). Stejn\u011b tak je to s valuty, v jejich\u017e p\u0159\u00edpad\u011b se ale jedn\u00e1 o hotovostn\u00ed p\u0159evod. Z\u00e1le\u017e\u00ed tedy na tom, jestli budete cht\u00edt sm\u011bnit hotov\u011b \u010di bezhotovostn\u011b. Kurzy jednotliv\u00fdch m\u011bn se neust\u00e1le m\u011bn\u00ed, je tedy t\u0159eba si na to d\u00e1t pozor. Vliv na tyto zm\u011bny maj\u00ed p\u0159edev\u0161\u00edm n\u00e1kupy a prodeje v m\u011bn\u00e1ch, popt\u00e1vka po nich, ekonomick\u00e1 situace zem\u00ed obchoduj\u00edc\u00edch s ur\u010dit\u00fdmi m\u011bnami i politick\u00e1 situace \u2013 tedy tolik faktor\u016f, \u017ee je kurz m\u011bn spolehliv\u011b dlouhodob\u011b dop\u0159edu nep\u0159edpov\u011bditeln\u00fd.Minulost sm\u011bn Sm\u011bny byly praktikov\u00e1ny od po\u010d\u00e1tku \u2013 d\u0159\u00edve se obchodovalo pouze sm\u011bnn\u00fdm obchodem v prav\u00e9m slova smyslu (ml\u00e9ko za po\u010det vajec, k\u016f\u0148 za kr\u00e1vu\u2026). A\u017e pozd\u011bji se za\u010daly pou\u017e\u00edvat jako platidlo pen\u00edze. Ze za\u010d\u00e1tku platilo, \u017ee se sm\u011b\u0148ovalo podle cennosti jednotliv\u00fdch kov\u016f, ze kter\u00fdch byly mince vyrobeny (pop\u0159\u00edpad\u011b s ohledem na to, kolik dan\u00e9ho kovu obsahovaly). \u010c\u00edm v\u00edce se ale roz\u0161i\u0159oval a rozr\u016fstal trh, za\u010dala se m\u011bnit i tato situace a p\u0159ech\u00e1zelo se k bankovk\u00e1m pap\u00edrov\u00fdm. Dnes se tedy mince nevy\u010d\u00edsluj\u00ed hmotnost\u00ed \u010di cennost\u00ed kovu, ale princip jejich hodnoty spo\u010d\u00edv\u00e1 na v\u00fd\u0161e uveden\u00fdch faktorech.Princip sm\u011b\u0148ov\u00e1n\u00ed Prvotn\u00edm principem sm\u011b\u0148ov\u00e1n\u00ed bylo to, aby se zajistila spravedlnost p\u0159i nakupov\u00e1n\u00ed. Kdy\u017e se d\u0159\u00edve kovov\u00e9 mince pohybovaly na mal\u00e9m \u00fazem\u00ed a m\u011bly hodnotu dan\u00fdch kov\u016f, bylo jednoduch\u00e9 ur\u010dit, kolik minc\u00ed nap\u0159. st\u0159\u00edbrn\u00fdch splat\u00ed jeden zla\u0165\u00e1k. Tyto mince m\u011bly stejnou hodnotu. V sou\u010dasnosti je snaha teoreticky stejn\u00e1 \u2013 tedy poskytnout stejnou hodnotu ve dvou m\u011bn\u00e1ch. V hodnot\u011b m\u011bny se odr\u00e1\u017e\u00ed ekonomick\u00e1 hodnota st\u00e1tu. P\u0159i dovozu a v\u00fdvozu v\u00fdrobk\u016f je ale pot\u0159eba tak\u00e9 zohlednit cla a dopravn\u00ed n\u00e1klady, tak\u017ee si cena prodeje v\u00fdrobku neodpov\u00edd\u00e1 s cenou n\u00e1kupu v\u00fdrobku \u2013 toto u\u017e ale nen\u00ed ani tak z\u00e1le\u017eitost\u00ed kurz\u016f a m\u011bn jako obchodov\u00e1n\u00ed samotn\u00e9ho a kone\u010dn\u00e9ho v\u00fdd\u011blku. V dne\u0161n\u00edm sv\u011bt\u011b je toti\u017e v\u011bt\u0161ina v\u011bc\u00ed motivov\u00e1na pr\u00e1v\u011b j\u00edm\u2026                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"M\u011bny, sm\u011bny, zm\u011bny","item":"https:\/\/www.rinkl.cz\/meny-smeny-zmeny\/#breadcrumbitem"}]}]